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These refinancing options do carry high rates together and shouldn’t be taken out as a general practice as this can lead to finance unsteadiness. Pay-day loans are essential in helping American citizens with short term money flow issues and lending quick money when they actually need it.

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Some states like South Carolina have placed limits on the fee amount allowed. Sc law limits this fee to 15% of the amount borrowed. If you decide to look at this in a yearly APR it would be 390% interest.
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Qualifying To qualify for cash advance, its quite important that you will work, have proof of identification and a bank account. Identification proof is an absolute must because you cannot get approval if the lender cannot prove your identity. No credit check needed is conducted once you apply for a pay day loan.

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